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Piedmont Triad Woodturners Association |
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Chapter NewsMeeting Schedule 6:00 – 6:30 A time for sharing ideas with each other. Set up equipment, place items into Instant Gallery and Raffle. 6:30 – 7:30 Business, Instant Gallery Presentation and Raffle 7:30 – 9:30 Demonstration 9:30– 10:00 Clean-up
Check out this PDF for valuable information on the liability insurance that covers club members who are also AAW members. AAW Sponsored Insurance for your personal business activities(From the AAW website) Most professional turners know that their homeowner's insurance policy does not cover their private business activities, inventory, teaching, equipment and property. Most of them have either done without insurance at great risk, or at great expense and effort, have found an agent to cover them. On the other hand, most of the rest of us assume that our homeowner's policy insures us even if we do some sales of our work or occasional teaching. Laws that regulate insurance vary from state to state. In North Carolina, it used to be that activities that were occasional in nature and did not amount to a substantial amount of income were covered by one's homeowner's policy. A few years ago, it changed to say that any activity that was commercial in nature, no matter how few dollars were involved, was not covered. That means that if someone came to my home to buy a piece and was injured, or if my shop burned, or my tools were stolen, or I taught a private class, I would not be covered. Each member should check with your own insurance agent to see if all of your activities are covered by your homeowner's insurance policy For additional information go to: http://www.woodturner.org/community/pop/insurance_info.html |
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Copyright © 2012 Piedmont Triad Woodturners Association. All rights reserved
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